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Are Your Holidays Really Over?

So now that the holidays are over, are you happy that you paid for all your gifts in full or are you unhappy because you are dreading your January bills? And Fe

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A Little Something on the Side

When I was a kid, my mother had a drawer where she put the bills – the electric bill, the phone bill, rent, etc. When she would get paid, she would put a port

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Managing Your Money
Managing Your Money

Personal Money Management Program is based on the 7 Principles in The Richest Man in Babylon by George S. Clason.1. A Part of All You Earn Belongs to You &rA

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Ethics Dilemma
Ethics Dilemma

In graduate school, I took an ethics class. Here is a question from the final exam: Last year, your job was to promote a new, lower-cost answering machine th

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Sexist Joke
Sexist Joke

The situation: You’re a female, and you’re sitting in front of a client with a male counterpart. The male counterpart makes a demeaning, sexist joke that ma

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Anyone Can Start Saving
Anyone Can Start Saving

the gayle group has worked with hundreds of small businesses. One of the issues that always comes up is savings. When I work with business financial information

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